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The new car has already been covered by compulsory insurance? Is it a new car or a used car?

2024-09-17 Update From: AutoBeta autobeta NAV: AutoBeta > News >

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On June 10 this year, Mr. Li of Zhejiang bought a SAIC Skoda SUV from Yongkang Zhongxin Automobile Co., Ltd. half a month after driving the new car, Mr. Li looked through his car insurance policy and found that the dates of commercial insurance and traffic insurance did not match.

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According to the insurance policy provided by Mr. Li, the insurance time for compulsory traffic insurance takes effect on February 28, while that for commercial insurance takes place on June 10, that is to say, the compulsory traffic insurance was bought as early as three and a half months before Mr. Li bought the car. at the beginning, the licensing business and insurance business were handled by 4S stores.

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Mr. Li said that the car company did not inform him of the situation when he bought the car at that time, so Mr. Li suspected that the car might not be a new car, but an old car that had been sold.

According to the contents of the insurance policy, Mr. Li was insured by Ping an Insurance of China, and then the reporter contacted Ping an of China. The customer service of Ping an of China said that the traffic insurance of this car was purchased in February this year, that is to say, the insurance had been bought before Mr. Li bought the car, and the car company transferred the insurance to Mr. Li after buying the car.

According to the approval form of traffic insurance provided by Ping an of China, the traffic insurance of this car was changed from "Dongyang Zhongxin Automobile sales and Service Co., Ltd." to "Mr. Li" on June 10.

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It is understood that Yongkang Zhongxin car Company is a company under Dongyang Zhongxin Automobile sales and Service Co., Ltd., and then the reporter came to Yongkang Zhongxin Automobile Company to learn about the situation. The person in charge of Yongkang Zhongxin Automobile Company said that every car brand has a requirement to assess the insurance rate. At that time, there were still several places short of quota in February, so at that time, the car was first covered by strong insurance, but it did not affect the sales of new cars.

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The official said that the owner was verbally informed about buying compulsory insurance for the new car in advance, but Mr. Li denied it, saying that he found it only after he bought the car back. as to whether the car dealers have informed the two sides of certain differences when buying cars.

However, judging from the chat records between Mr. Li and the salesperson, the staff of the car company did charge him for traffic insurance, and now what Mr. Li is most worried about is whether the car is a new car and whether it has been sold before the car is bought.

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The person in charge of the car company said that the car is definitely a new car, and if Mr. Li does not believe it can be checked anyway, if it is found that it is not a new car, the car company is willing to return one for three.

The person in charge said that for this matter has been negotiated with Mr. Li many times, but Mr. Li has refused to pay the cost of compulsory insurance, the car company is also very helpless. Finally, under the coordination, the car company was willing to give away 1000 yuan of fuel cards and two times of maintenance, and Mr. Li also agreed.

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