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The ideal car delivery period is "thunderstorm", and the cooperative bank stops causing the car owner to have no money to pick up the car.

2024-09-08 Update From: AutoBeta autobeta NAV: AutoBeta > News >

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After nearly five years of polishing, the ideal car finally entered the period of mass production delivery in December, but recently there have been frequent "events". Recently, there is news that the ideal car due to cooperation problems, so that some car owners can not borrow money to pick up the car.

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According to sources, there are problems with the cooperative loans between ideal Automobile and CITIC and China Merchants Bank. Now, car owners are unable to apply for loans when they are about to pick up their cars. If they want to continue to pick up their cars, they need to reapply for other banks. As a result, many car owners are faced with the possibility of having no money to pick up their cars.

Ideal Automobile has not made an official reply on this matter, but it is learned from the ideal customer service hotline that ideal Automobile is really unable to provide users with the loan services of CITIC Bank, but it can go to other cooperative banks to handle loan business. According to public information, there are four ideal automobile cooperation banks, namely, CITIC Bank, China Merchants Bank, Jiangnan Bank and Bank of Communications.

Now it has been revealed that the news that a number of banks have terminated their loans has nothing to do with recent news. At the beginning of this month, Chongqing ideal Intelligence Automobile Co., Ltd. added two pieces of information about the person to be executed. The cumulative target of execution exceeds 35.23 million, and the enforcement courts are all the first Intermediate people's Court of Chongqing. Less than a month ago, the company was listed as the person subject to execution, for a total of three times.

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In response to the pedestrian listed, the ideal car also replied, "this is a problem left over from the history of Lifan Motor. It has nothing to do with the ideal car. We have not taken over any debt of Lifan Automobile." The incidents are all docked by Lifan Group and relevant creditors and seek solutions, and Lifan Group is also responsible for the handling of later cases.

In addition to the listed pedestrians, ideal Intelligence has been sued by as many as 23 companies since June this year, most of which are disputes over the sale and sale of contract bills, although it is basically related to Lifan, but the bank is considering its risks. It is also normal to stop lending cooperation to ideal cars.

The delivery of the ideal car originally scheduled for November was postponed to December due to upgrading. it was originally created at the same time as new forces such as Weimar, but it has been reduced to the second echelon because of repeated procrastination. even Ulai, Xiaopeng and Weima are planning the launch and pre-sale of the second model, the ideal car has only just begun to be delivered, and it is already later than most of the new power car companies, and it becomes more difficult to catch up in the later stage.

The ideal of buying Lifan Motor has been under great financial pressure. According to the announcement of Jiangsu State-owned assets Supervision and Administration Commission, as of the first half of this year, the ideal automobile business income is about 5.2776 million yuan, the net profit is about 629 million yuan, the total assets are about 5.841 billion yuan, and the total liabilities are 931 million yuan. However, in August this year, ideal also said that the company had completed a $530 million round of financing and was in good financial health.

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The ideal, which is now affected by a number of "negative" news, has gradually started delivery as planned, but only Li wants to know how much impact it will have on the car, partly due to the failure of the loan.

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