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Accidents of top luxury models are often widely noticed on the Internet because of the high maintenance costs. A few days ago, a Rolls-Royce in Xi'an was unable to drive in the water due to heavy rain. it was initially judged that it was caused by engine damage. I thought that everything would be taken for granted if I bought insurance. What I thought was that the car had been repaired for half a month, but the insurance company was slow to pay compensation.

It is understood that the Rolls-Royce is used by Master Fan's car rental company as a wedding car rental. Before the vehicle caused engine damage due to involvement in the water, the insurance company said that the vehicle could be compensated and asked Master Fan to tow the vehicle to the 4S store for maintenance. At the same time, the 4S store also confirmed that Master Fan could pay compensation.

However, after more than 10 days, Master Fan felt that his car had been parked in the 4S store for a long time, and he had contacted the insurance company many times in order to solve the vehicle problem as soon as possible, but all of them were rejected and even evaded by the insurance company for various reasons.

Master Fan said that the car is leased by himself, but because of the current maintenance of the car, he has a loss of nearly a few thousand yuan a day, which is close to 4,000 to 5,000 yuan a day. " I spend 30,000 yuan on insurance alone every year, but the insurance company drags its feet on the issue of compensation.

As he sought for a long time to no avail, Master Fan turned to the media for help. Accompanied by the reporter, came to the car service center of Rolls-Royce in the southern suburbs of Xi'an, the reporter saw the flooded Rolls-Royce. Although the parts inside the car have been completely disassembled, the car has been in a state of shutdown. According to the staff of the 4S store told Master Fan, the car can only be repaired until the result of compensation is discussed.

Rolls-Royce 4S store staff also said: "because this impact involves engine damage, just press to replace the new engine, also need more than 900,000, so the total will have to be at least more than 1 million."

In order to understand the situation, the reporter accompanied Master Fan to the company to which the vehicle insurance belongs, and the Shaanxi branch of Pacific Insurance is located in Qujiang. After some discussion between the two sides, Master Fan got the result: "at present, Master Fan's situation has been reported to the head office, specifically, we still have to wait for the result."

It is worth noting that the staff of the Shaanxi Branch of Pacific Insurance said that Master Fan's situation was quite special. According to the regulations, engine damage like Master Fan is not within the scope of the claim. The reason why they will agree to the compensation is also because the bubble of Fan Master Rolls-Royce has aroused some public concern, so they are also waiting for the headquarters notice as to whether the estimated repair fee of 2.6 million can be settled.

At the same time, the staff also mentioned that the reason for the problem was that the engine was running and the engine bent the connecting rod after the water was sucked in. But the car damage insurance does not say how to compensate if the car is flooded, and the compensation should be paid in accordance with the terms and conditions, not only within our company, but also by the CIRC, and they want to examine whether our company has any illegal operations. Therefore, this kind of thing is still a special case, and we can only wait for the headquarters to reply.

Obviously, the insurance company still gave a "wait" reply to the Rolls-Royce accident compensation problem, but in Master Fan's view, this result undoubtedly made him a little uncomfortable. After all, he never delayed his insurance. But now the accident insurance company has been procrastinating again and again, and if there is no result all the time, his loss will be aggravated.

Therefore, in many cases, many car owners do not believe in evil and try to rush through the stagnant water section, but due to the inaccurate judgment of the water level, the lack of driving skills through the stagnant water section, and the lack of driving skills through the stagnant road section, the vehicle is eventually trapped in stagnant water, causing damage to the engine.

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