AutoBeta(AutoBeta.net)07/28 Report--

Recently, several FAW-Volkswagen owners reported to him that they bought all their cars at a 4S store in Nantong, Jiangsu Province, and later found that they had made a loan from Volkswagen Finance Company, but they never received the loan, Consumer report reported. According to car owners, at present, the 4S shop involved has been empty, only a small number of car owners have repaid their loans, a large number of car owners are still in debt, and the credit information of some car owners has been affected.

It is reported that at the end of October last year, Mr. Liu bought a Suiteng in full form in Nantong Xinhu Automobile Trading Service Co., Ltd. (hereinafter referred to as "4S shop"). Mr. Liu said, "when buying a car, the salesperson said that there was a car purchase subsidy activity that would return 5000 yuan within one month after the vehicle was licensed." In the face of such preferential activities, Mr. Liu signed a car purchase contract.

Mr. Liu recalled that at that time, the staff of the 4S store took some documents for Mr. Liu to sign, saying that they needed to "sign some documents to help follow the process." Mr. Liu did not look at the contents of the documents in detail at that time, and finally signed directly on the tablet.

In Mr. Liu's view, these documents are the relevant documents that need to be filled out to obtain vehicle subsidies, and he did not know that he was in debt until Mr. Liu received a notice to repay the loan. Mr. Liu said he had received a text message from Volkswagen Finance telling him to repay a loan of 60,000 yuan by October 27 this year.

Subsequently, Mr. Liu obtained documents such as loan contracts from public finance and found that he had indeed borrowed 60,000 yuan from public finance. Mr. Liu reflected to the media that he never mentioned the word "loan" to the salesperson during the car purchase process, nor did he sign any loan or mortgage. Mr. Liu suspected that the signature on the loan contract was signed on the tablet at that time. Mr. Liu said that he was not only inexplicably loaned, but also did not receive the relevant money, and the loan had to be repaid by himself.

Mr. Liu reported to the media that nearly 500 people had similar experiences with him. Other car owners reported that the sales staff of 4S stores used words such as "car purchase subsidy" and "replacement subsidy" to let consumers buy cars and sign relevant documents, while most car owners did not receive the so-called "subsidies".

According to statistics (data analysis of 188 car owners), 54.8% of people have loans of 50,000 to 70,000 yuan, 23.4 percent of them have loans of 7 to 100000 yuan, and 20.7 percent of them have loans of more than 100000 yuan. It is conservatively estimated from the above data that if the average amount of "loans" is 50, 000 yuan, then the amount of money involved in the case has reached 25 million yuan. At present, with the intervention and supervision of the local regulatory authorities, Nantong Xinhu 4S store has begun to repay the loan, but the rate of loan repayment is very slow, and the loan problem of only two car owners is solved every day.

Data show that Nantong Xinhu Automobile Trading Service Co., Ltd. was listed as a restricted high-consumption enterprise by the court in May this year. In just four months from March to July this year, Nantong Xinhu 4S store became the subject of execution nine times, with a total target of more than 20.41 million yuan. From the court announcement and legal proceedings, most of them are related to financial borrowing.

The situation of Yongxin Automobile Group Co., Ltd., the largest shareholder of Nantong Xinhu Automobile Trading Service Co., Ltd., is also not optimistic. Data show that in April this year, Yongxin Group became a dishonest company publicized by the Supreme people's Court. Since December last year, Yongxin Group has become the subject of execution for six times, with a total target of more than 256 million yuan.

Consumer report repeatedly called Yongxin Group and Nantong Xinhu 4S store, but no one answered. On July 21, a person in charge of the Xinhu 4S store in Nantong, who was involved in the rights protection incident, said: "work has been carried out to help car owners repay their loans one after another, and everything is in normal progress." As for all the car owners to complete the loan repayment of the specific time and other issues, the person in charge did not respond.

As for Volkswagen Finance (China) Co., Ltd., which provides loans, the data show that the company mainly provides car loan services to FAW-Volkswagen, Audi, Jetta, SAIC-Volkswagen, Skoda, imported Volkswagen and other brands. According to the owner's description, he bought the whole car at that time and did not mention the loan. As a loan service company, Volkswagen Automotive Finance (China) Co., Ltd. had any mistakes in checking information and issuing money?

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