AutoBeta(AutoBeta.net)09/01 Report--

As we all know, in mid-July this year, many urban areas in Henan Province suffered extremely heavy rainfall, the urban areas were severely waterlogged, and a large number of private cars were blistered into flooded cars. In this natural disaster, not only individual car owners, 4S stores and insurance companies also suffered heavy losses, especially some used car dealers, often lost millions to tens of millions. According to the statistics of Henan Automobile Industry Association, a total of 400000 vehicles were damaged in Zhengzhou during the "July 20" rainstorm. So far, Henan insurance institutions have received a total of 412300 claims, with a preliminary estimated loss of about 9.804 billion yuan.

After the heavy rain, a large number of bubble trucks need to be dealt with. It is understood that the flooded cars treated by insurance companies will be scrapped directly and the other part will flow to the second-hand car market. From the vehicle platform for dealing with the severe flood in Zhengzhou, the insurance company centrally protected and parked the vehicles with total loss. Vehicles with very serious damage, long soaking time, no maintenance value and vehicles with low residual value of more than eight years will be cancelled or disassembled and scrapped, while vehicles with maintenance value will be auctioned and made public.

Take Boca as an example, in the special auction of flooded cars in Henan Province, we can see that many flooded cars directly give a price after a fixed loss, and many of them are 2020 models. Compared with the prices of brand-new models, the price of flooded cars is very attractive.

According to the information of a flooded car in a public auction on September 1st, the price of the 2020 Mercedes-Benz C-Class, the 2020 Audi Q3, the 2020 Audi Q5L and the 2020 Buick Yinglong were 156000 yuan, 140000 yuan, 170000 yuan and 33000 yuan, respectively. the 2017 Mazda 3 Angela costs 31000 yuan.

In the upcoming September 2 show, the 2021 Passat starts at 60000 yuan, the 2021 Changan UNI- T28,000 yuan, the 2021 Geely Dihao 8000 yuan, and the 2021 Tesla Model Y only 70000 yuan.

However, the trading platform also reminds you that some cars may not have keys, no car purchase invoice, no compulsory insurance policy, no purchase tax voucher, and so on.

In fact, a total loss car is not the same as a scrap car. The so-called total loss is that the insurance company pays all the compensation according to the insured amount, obtains the right of disposal of the vehicle, and then auctions the vehicle so as to reduce the compensation. Generally speaking, a vehicle with full compensation will appear on the insurance record with the word "full loss car", and it will not be possible to purchase car damage insurance thereafter.

Although the price of the bubble car is attractive, there are many safety risks in itself. After the vehicle is soaked in water, the phenomenon of short circuit failure may occur in the electronic components and wire harness in the vehicle, which may be hidden faults such as airbag failure, brake failure and flameout while driving, which may increase the hidden danger of driving safety.

Some netizens said that the biggest problem with the bubble car is what problems suddenly appear when it is running, and the failure rate is very high. Another netizen said, "it's best to take your master there for luck, or you can buy it back and repair it until you crash. if the engine is fine, it's basically fine, but if the electrical components include circuits, glitches can make you practice and collapse."

Of course, blistered cars can not be bought, as long as consumers feel that the price is right, the relevant safety risks can be dealt with and prevented accordingly, and flooded cars also have their own consumer groups. However, there are also many unscrupulous businessmen who carry out professional processes such as disassembly, cleaning, assembly and painting after buying flooded cars in bulk, disguising them as high-quality second-hand cars and selling them at a higher price. Therefore, consumers must keep their eyes open when buying used cars.

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