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Buying a car with zero down payment is tens of thousands more expensive than a 4S store? I refuse to answer.

2024-09-17 Update From: AutoBeta autobeta NAV: AutoBeta > News >

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Recently, Ms. Zhou revealed to the media that she and her husband had planned to buy a car, and they were attracted by the online promotion page of "start a new car with a down payment of 3,000 yuan" on the new car network. Not long after filling in the contact number, the sales of edou new car network called and invited them to meet for details. On June 21, Ms. Zhou and her husband went to the office of the new car network of edou to learn about it, but the zero down payment agreed at the scene became a down payment of 10%.

The sale of the new car network of edou, Ms. Zhou said that there are only two down payment quota of zero yuan in the country, which needs a lucky draw to win, but Ms. Zhou did not get the quota after the operation, and then through the qualification examination of the new car network of edou, Ms. Zhou was prompted to obtain the qualification of 10% down payment.

Ms. Zhou finally chose a Honda Ling with a price of 109800 yuan, the same price as the guidance price he saw at the 4s store, and then the sales staff of the new car network helped him calculate the down payment of 10% over four years. Ms. Zhou needs a monthly payment of 3155 yuan, although Ms. Zhou estimated on the spot that the price for the car was a little high over the past four years, and it would cost 15 to 160000.

But the salesperson explained that in fact, the final price was the same as that of the 4S store, except that the 4S store did not include the purchase tax in the total car price. Ms. Zhou finally accepted this statement and paid a deposit of 10% and 3,000 yuan.

Then, the day after the contract was signed, Ms. Zhou felt that the car was expensive, so she went to a 4S store again to find out the price. The sales staff of the 4S store paid 30% down, paid off in three years, plus insurance purchase tax and other fees. Give a price of more than 115000 yuan, although this price is not a complete reference and comparison, but the price difference is not acceptable to Ms. Zhou, want to go to the new car network to return the car.

Accompanied by the media, Ms. Zhou went to the store manager of Dou Xinche Network to respond that the price difference between 4S stores was related to the length of the down payment of the loan by Ms. Zhou and the financial mode of the platform, and the financing channels and costs among sales companies were different, and the price could not be compared.

However, when the media asked Ms. Zhou how much the interest on this car purchase was, the store manager said it could not be calculated.

The store manager directly refused to answer questions related to the slogan of buying a car with a zero down payment of 3,000 yuan.

Ms. Zhou wants to return the car, but the contract stipulates that she has to bear 5% of the car price as liquidated damages.

Netizens are also talking about this, and people seem to be more inclined to buy cars in 4S stores.

On the other hand, the lawyer said that if the car is signed and approved, it should abide by the contract agreement, and the lawyer also reminds consumers that they must carefully understand everything before signing the contract, and that they can consult professionals if they are not clear about the nature and terms of the contract, so as to avoid difficulties in safeguarding their rights afterwards. A large number of "zero down payment" and "one yuan car purchase" that have sprung up on the Internet in recent years are actually financial loan schemes in disguise. I hope that when you buy a car, you will compare it with the official sales channel and pay more attention to it. If you are really short of money and urgently need to buy a car, you should also carefully understand the terms of the contract so as to avoid difficulties in safeguarding your rights afterwards.

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