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A Honda in Suzhou ran a red light and hit a Rolls-Royce. 1 million insurance is not enough.

2024-11-17 Update From: AutoBeta autobeta NAV: AutoBeta > News >

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If yesterday's accident of Peugeot solid line changing lane into Rolls-Royce was not serious, the accident in which Honda ran a red light into Rolls-Royce is enough to make the Honda owner learn a lesson because 1 million insurance is not enough to cover it.

In Taicang City, Suzhou, on July 22, a Honda car ran a red light while passing an intersection and finally collided with a Rolls-Royce.

The accident led to a serious impact on the left front of Rolls-Royce, left headlights, bumper, middle grid and other damage, license plate falling; and Honda vehicles on the right side of a number of depressions, leaving long impact marks.

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During the on-site inquiry by the traffic police, the owner of the Honda car admitted that he was inattentive when passing through the intersection and did not observe the instructions of the traffic lights.

Honda will bear full responsibility for the accident caused by Honda's failure to comply with traffic signal regulations. For the large amount of money involved in this accident, the focus is on whether the insurance taken out by Honda owners is adequate.

It is understood that in addition to compulsory insurance, Honda car can pay a small amount of compensation, but also purchased a 1 million yuan amount of third-party liability insurance.

The new Rolls-Royce Phantom car is worth more than 600 yuan. The police of the traffic police squadron revealed that after communication between the Rolls-Royce owners and people from the British headquarters, if all the damaged parts of the vehicle in the accident were replaced, the maintenance cost would reach more than 1.4 million yuan.

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In that case, even if Honda buys 1 million yuan of third-party liability insurance, plus compulsory insurance may not be enough to cover Rolls-Royce's repairs.

As mentioned in yesterday's article, the world's top luxury cars, such as Rolls-Royce, have high brand value, extremely low ownership, replacement only for collision damage, and the original parts need to be customized from the UK and are very expensive, making them the most expensive in the car industry. therefore, even if there is a simple scratch accident, the final maintenance price may be extremely high, unimaginable maintenance cost.

Honda owners not only have to charge 6 points and a fine for running a red light violation, but also have to pay hundreds of thousands of maintenance fees for the accident caused by the Rolls-Royce, which can really learn a lesson this time. All still remind everyone that when you travel, you should pay attention and strictly abide by the traffic laws.

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