AutoBeta(AutoBeta.net)07/28 Report--

A Honda owner in Suzhou who ran a red light and ran into a Rolls-Royce paid 1.4 million compensation: according to Jiangsu Satellite TV, Honda owner Hu said she was worried that her child ran the red light alone at home. Although she bought 1 million third-party liability insurance, she could not afford the huge compensation. After negotiation, the Rolls-Royce owner took the initiative to make concessions and communicated with the 4S store to require all repairable parts to be repaired and not replaced. At present, the maintenance cost has been reduced to 400000 yuan.

Therefore, the vehicle maintenance costs of the accident are all within the amount of insurance compensation.

Review of the incident: in Taicang City, Suzhou, on July 22, a Honda car ran a red light while passing an intersection and finally collided with a Rolls-Royce.

The accident led to a serious impact on the left front of Rolls-Royce, left headlights, bumper, middle grid and other damage, license plate falling; and Honda vehicles on the right side of a number of depressions, leaving long impact marks.

During the on-site inquiry by the traffic police, the owner of the Honda car admitted that he was inattentive when passing through the intersection and did not observe the instructions of the traffic lights.

Honda will bear full responsibility for the accident caused by Honda's failure to comply with traffic signal regulations. For the large amount of money involved in this accident, the focus is on whether the insurance taken out by Honda owners is adequate.

It is understood that in addition to compulsory insurance, Honda car can pay a small amount of compensation, but also purchased a 1 million yuan amount of third-party liability insurance.

The new Rolls-Royce Phantom car is worth more than 6 million yuan. The police of the traffic police squadron revealed that after communication between the Rolls-Royce owners and people from the British headquarters, if all the damaged parts of the vehicle in the accident were replaced, the maintenance cost would reach more than 1.4 million yuan.

In that case, even if Honda buys 1 million yuan of third-party liability insurance, plus compulsory insurance may not be enough to cover Rolls-Royce's repairs. Now Honda owners and Rolls-Royce owners have negotiated a settlement, and maintenance costs have been reduced to 400000 yuan, all within the insurance coverage.

Honda owners not only have to charge 6 points and a fine for running a red light violation, but also almost have to pay hundreds of thousands of maintenance fees for the accident caused by the Rolls-Royce. This time they can really learn from their lesson. All still remind everyone that when you travel, you should pay attention and strictly abide by the traffic laws.

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