AutoBeta(AutoBeta.net)08/11 Report--

Previously, due to the "Mercedes-Benz" time triggered 4s stores to charge financial services fees is reasonable triggered a heated debate among the whole people. What seems to be an ordinary rights incident has changed the hidden rules of the automobile sales industry for many years. After the financial service fee, the behavior of 4S store bundling insurance will also be punished.

According to relevant media, in order to effectively safeguard the rights and interests of consumers and effectively deal with market chaos such as bundled car insurance, the regulatory department decided to carry out special rectification work on bundled insurance by concurrent-business agencies in 4S stores.

The target of this rectification is 4S stores with "concurrent Insurance Agency Business license" under their jurisdiction, aiming at safeguarding the rights and interests of consumers, standardizing market order, and taking laws and regulations as the yardstick. We will comprehensively rectify the outstanding problems existing in licensed 4S stores that harm the rights and interests of consumers, such as bundling and selling car insurance.

Due to the automobile 4S store in the sale of new cars when the compulsory sale of insurance and other issues have aroused widespread concern in the society. This kind of behavior not only infringes on consumers' right to freedom of choice, but also causes a series of chaos in the car insurance market.

According to industry insiders, the rectification will be divided into three stages: the self-inspection and rectification stage, the key spot check stage, and the summary and report stage.

The stage of self-inspection and rectification will begin in August, fully covering the main body of the investigation, so that there will be extensive coverage and no dead ends. In the process of self-inspection, once it is found that there are bundling sales, illegal set fees, non-compliance in operation, and so on, it must be rectified immediately and dealt with decisively. The concurrent business agency of 4S store shall promptly report the situation of self-inspection and rectification to the local regulatory authorities.

The key spot check phase will be carried out from September to October. On the basis of self-inspection and rectification, local regulatory authorities will carry out supervision spot checks.

The stage of the summary report is before the middle of October, and the special rectification work report should be submitted, which should include organization and implementation, self-examination, spot check, administrative punishment and work suggestions.

In this regard, some media to the State Administration of Market Supervision and Administration hotline for confirmation, the other side said: "so far has not been notified."

And learned from a number of brand 4S stores, the current sale of new cars in the first year of insurance is still required in 4S stores. "if you don't buy it, there won't be so much discount on the car." Wulingbao Jun 4S store sales staff said.

As for the above reports, Cui Dongshu, secretary general of the Federation of passengers, said that bundling is wrong, but it is necessary for 4S stores to provide services, and this special rectification must be moderate, mainly based on encouragement and guidance, and cannot be completely denied.

In addition, regulators will also increase penalties for insurance companies cooperating with unlicensed 4S stores. We should seriously investigate and deal with insurance companies that cooperate with 4S stores that do not have agency qualifications, severely crack down on insurance companies' off-account payments to 4S stores through other channels, and investigate professional insurance intermediaries that assist insurance companies in hedging fees in the same place. we will form a joint force of supervision, thoroughly standardize the market order, and promote the reform of auto insurance.

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