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Some time ago, Mr. Qin in Nanjing ordered a Volvo XC60 for his company. The original price of the car was 340000 yuan, but Mr. Qin paid a total of 490000 yuan before and after, and was later told by the staff of the 4S store that the car had been mortgaged by the bank. What on earth is going on?

In mid-August this year, Mr. Qin's company needed to order a business car, so Mr. Qin went to a local Volvo 4S store called Nanning Hengli Volvo and ordered a Volvo XC60 at the 4S store, but there was an accident when he made a down payment of 147000 yuan.

According to Mr. Qin's colleague Mr. Zhang, at that time, the 4S store provided an account number of the Agricultural Commercial Bank, and the system always showed abnormality when the money was transferred, so the 4S store provided another account of the Construction Bank. After the money was transferred, the company's account already showed that the deduction was successful. When I checked the account the next day, I found that both the Agricultural Commercial Bank and the Construction Bank were successful.

After learning the situation, Mr. Qin immediately contacted the 4S store and explained the situation. The 4S store also admitted that he had indeed received an extra down payment and said that he would refund in accordance with the company's process. A few days later, 170000 of the bank loans also went to the 4S store's account, so Mr. Qin planned to pick up the car first.

According to Mr. Qin, at that time, the staff of the 4S store said that the certificate was on the side of the head office. Mr. Qin also logged in for three days, and later Mr. Qin could not help asking about it at the 4S store. The staff of the 4S store told Mr. Qin that the certificate was held in the bank, that is, the car was pledged to the bank, including the two down payments on the car and the money from the bank loan was removed by the head office.

Mr. Qin accompanied the reporter to the 4S store to learn about the situation, and a staff member surnamed Tang admitted that this was indeed the case. Mr. Tang said that now that the company has difficulties in funding, it has taken the money somewhere else. There is no money to redeem your car. If the certificate is redeemed, it can be listed immediately, and there will be no problem.

Mr. Tang said that the company's capital problem has been going on for a long time. Since February this year, the company has not been in charge of the company, and the staff have reported the situation to the headquarters many times, but there has been no proper solution. Therefore, he suggested that Mr. Qin should first apply for a temporary license to drive away and keep the invoice. As for the overpaid down payment, the company is currently going through the refund process, but it is not clear when the refund will be made. Mr. Qin said he could not accept such an answer, saying that the problem would be resolved through legal means.

For a 340000 car, before and after handing over 490000, finally can not be licensed, because of the company's financial difficulties to mortgage the car to the bank, and misappropriate funds, for this matter, I believe that the law will give a fair execution.

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